As we complete the first financial year under the new superannuation regime, advisors are well aware of the shift in the goal posts - from the previous focus on members drawing money out of their superannuation funds, to the longer term planning required to make sufficient contributions over the balance of a members working life to achieve their retirement objectives.
Add to this recent legislative change which allows direct borrowing strategies by fund trustees, which far exceeds the "instalment warrant' catalyst for change. The ability of a superannuation fund to gear investments will change the strategic landscape for advisors, trustees and members alike.
Aimed at any practitioner involved in the area of superannuation, topics covered included:
- contribution strategies
- investment rules update
- instalment warrants and gearing strategies
- legal considerations regarding warrants and permitted gearing strategies, including stamp duty
- withdrawal and pension strategies
- estate planning strategies.